AlwaysDyingX Posted March 25 Share Posted March 25 I bought my last two cars at Car Sense, now name Car Shop. HIGHLY recommend checking them out. None of that going back and forth bs, the price is the price. I was in and out both times in under 3 hours includiing test drives 1 Quote Link to comment Share on other sites More sharing options...
best3444 Posted March 26 Author Share Posted March 26 1 hour ago, AbsolutSurgen said: Your 54k is all you have for retirement? Are you taking your payout from your pension and spending it on living? The $54K is for working for the state for 16 years. I'm getting another job that will pay well. The retirement money will be used for living but I am saving a lot too. I'm getting with a financial advisor soon. But on top of $54K I get $750 a month for the rest of my life, too. Quote Link to comment Share on other sites More sharing options...
SuperSpreader Posted March 26 Share Posted March 26 Are you spending your retirement savings on a car? What's the tax implications of taking that money out? Quote Link to comment Share on other sites More sharing options...
best3444 Posted March 26 Author Share Posted March 26 1 minute ago, SuperSpreader said: Are you spending your retirement savings on a car? What's the tax implications of taking that money out? I already got taxed 20% for taking the lump sum. So the $54K is all mine. Yes, I'm using this money for a car. BTW, this isn't technically my retirement for life just a job I had and got fired from. I'm getting a better job with good benefits and a good retirement plan. Quote Link to comment Share on other sites More sharing options...
SuperSpreader Posted March 26 Share Posted March 26 9 minutes ago, best3444 said: I already got taxed 20% for taking the lump sum. So the $54K is all mine. Yes, I'm using this money for a car. BTW, this isn't technically my retirement for life just a job I had and got fired from. I'm getting a better job with good benefits and a good retirement plan. I would shoot for as low as possible then. $750/mo is great but you should try to preserve as much as the 54k as possible. Definitely speak to a financial advisor, you'll need like 25k to open an account at a reputable firm. (I use Ameriprise.) Maybe look at a Honda HR-V. 1 1 Quote Link to comment Share on other sites More sharing options...
AbsolutSurgen Posted March 26 Share Posted March 26 48 minutes ago, SuperSpreader said: I would shoot for as low as possible then. $750/mo is great but you should try to preserve as much as the 54k as possible. Definitely speak to a financial advisor, you'll need like 25k to open an account at a reputable firm. (I use Ameriprise.) Maybe look at a Honda HR-V. Good financial advice. Not sure about the car advice. 3 Quote Link to comment Share on other sites More sharing options...
SuperSpreader Posted March 26 Share Posted March 26 1 hour ago, AbsolutSurgen said: Good financial advice. Not sure about the car advice. 😅 I just know he was looking at Honda/Toyota. I'd look around that 25k mark. (For new) 1 Quote Link to comment Share on other sites More sharing options...
best3444 Posted March 27 Author Share Posted March 27 Ok guys. I think I'm settling on a new Subaru. Maybe a forester. Quote Link to comment Share on other sites More sharing options...
Biggie Posted March 27 Share Posted March 27 1 minute ago, best3444 said: Ok guys. I think I'm settling on a new Subaru. Maybe a forester. I love those but they aren’t in my price range. Spoiler My price range is poor Quote Link to comment Share on other sites More sharing options...
best3444 Posted March 27 Author Share Posted March 27 18 minutes ago, Biggie said: I love those but they aren’t in my price range. Reveal hidden contents My price range is poor Yea, they are a bit pricey. I used to own a brand new Subaru impreza. Quote Link to comment Share on other sites More sharing options...
SuperSpreader Posted March 28 Share Posted March 28 Quote Link to comment Share on other sites More sharing options...
Brian Posted March 28 Share Posted March 28 Quote Link to comment Share on other sites More sharing options...
Biggie Posted March 28 Share Posted March 28 1 1 Quote Link to comment Share on other sites More sharing options...
Ominous Posted March 29 Share Posted March 29 On 3/27/2024 at 1:50 PM, best3444 said: Ok guys. I think I'm settling on a new Subaru. Maybe a forester. Very progressive. 1 Quote Link to comment Share on other sites More sharing options...
Brian Posted April 3 Share Posted April 3 Did you buy it? Quote Link to comment Share on other sites More sharing options...
Biggie Posted April 3 Share Posted April 3 18 minutes ago, Brian said: Did you buy it? No he got this instead 1 Quote Link to comment Share on other sites More sharing options...
best3444 Posted April 3 Author Share Posted April 3 6 hours ago, Brian said: Did you buy it? Nope. Took care of some family business with the money. It will be soon. Quote Link to comment Share on other sites More sharing options...
Biggie Posted April 3 Share Posted April 3 25 minutes ago, best3444 said: Nope. Took care of some family business with the money. It will be soon. Get a Tesla. Then take your parents for a ride. Let the car drive you. Pretend to pass out and lose conscience while going about 70. You’re welcome. Quote Link to comment Share on other sites More sharing options...
SmugPrick Posted April 21 Share Posted April 21 On 3/24/2024 at 11:59 AM, Ominous said: But how do you tow things take up two parking spots? Parking it was easy, it was narrow parking spots that had me constantly worried about getting door dings. I wouldnt bother driving it downtown for things like Vikings games. Quote Link to comment Share on other sites More sharing options...
Biggie Posted April 21 Share Posted April 21 did you buy a car @best3444 Quote Link to comment Share on other sites More sharing options...
best3444 Posted April 21 Author Share Posted April 21 28 minutes ago, Biggie said: did you buy a car @best3444 No. A few things got in the way. I keep saying soon but I honestly don't know when really. I've decided to buy used and nothing fancy. Quote Link to comment Share on other sites More sharing options...
Biggie Posted April 21 Share Posted April 21 37 minutes ago, best3444 said: No. A few things got in the way. I keep saying soon but I honestly don't know when really. I've decided to buy used and nothing fancy. Take your time. It’s a big decision. Quote Link to comment Share on other sites More sharing options...
best3444 Posted April 21 Author Share Posted April 21 9 minutes ago, Biggie said: Take your time. It’s a big decision. Eh, kinda. I'm just in no hurry. I don't need anything spectacular right now in my life. I just need something decent to get me from home to my future job. Quote Link to comment Share on other sites More sharing options...
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