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Joe

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Everything posted by Joe

  1. New York is in quotes. Jersey and Connecticut count brah.
  2. I think the notion that something cant be truly excellent because it's just bread or just bread and cheese is completely absurd.
  3. Its pretty tight between the 3.
  4. Don Antonio's is excellent for Neopolitan pizza in the city. Razza is the best pizza I've ever had, though. Dan Richter is a genius. As far as "cheap" pizza, I like me some Two Boots.
  5. That's not a remotely accurate description of NY area pizza.
  6. Very quick. You can also take a loan out against it. Valley National will give you a checkbook the day you request it. Ive done it before it, awesome. But by no means was I trying to quash your savings account idea. There should still be some money there for sure.
  7. Diversification is always key. Have you looked at whole life insurance policies? Guaranteed returns of 4% (actual returns have always been higher tho) with reputable companies. Money stays liquid, too. It's a great option over investing in bonds or letting the money collect dust in a savings account.
  8. I definitely dont do that. You cant fuck up bread and cheese. You can make it extra tasty though....
  9. Having discerning taste buds isnt food snobbery. I still eat Domino's when nothing else is available.
  10. Yo, do you get comission to promote bread and cheese casserole as pizza?
  11. Seems to me you missed the point of that episode. While he appreciates and purchases Domino's once a month, he still regularly waits on the Lucali line because it's a far better pizza.
  12. What's your point? That it somehow reflects badly on Papa John's?
  13. Real Madrid is gonna go after Mbappe hard.
  14. Does anyone find France's style of play entertaining?
  15. Putting a little into 529's for the future education of your children isnt a terrible idea. Just dont get carried away because if they dont end up going to college, you will suffer a 10% penalty to get that money back plus you will pay the taxes you hadn't paid before.
  16. @legend Honestly 401k isnt that great without employee match. Deferring your taxes on your 401k isn't much of a help considering we are living in a time with very low income tax, historically speaking. In all probability, you will be in a higher tax bracket when you retire and the tax rate of that bracket will probably be higher as well.
  17. Regular IRA's arent that great. I think you are referring to a ROTH IRA, which has an inckme limit for a married couple filing jointly of $189,000 a year.
  18. Any reason why you are maxing out your 401k? Does your employer do employee match?
  19. Have you somehow missed the last few years of dramatic IPA evolution in this country? IPA's arent even bitter anymore.
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