Jump to content

Recommended Posts

Posted
34 minutes ago, Nokra said:

 

I know that feel, bro. :p I'm not broke but I've gone a little crazy with outdoor gear, travel, and dining out lately, so... I need to live semi-frugally too. 

Yeah, every year this time my husband does a calculation of our net worth, so I had to tell him the balances on all my accounts and let's just say it wasn't the best time for me to divulge that. Like, he should have waited about 4 weeks. :p

  • Hugs 1
Posted
52 minutes ago, CastlevaniaNut18 said:

Yeah, every year this time my husband does a calculation of our net worth, so I had to tell him the balances on all my accounts and let's just say it wasn't the best time for me to divulge that. Like, he should have waited about 4 weeks. :p

 

Do you use any budgeting software? I recently was introduced to YNAB, or "You Need A Budget", which is a web app for budgeting that lets you track your spending, create spending goals by category, etc. The reason I ask is just because of the comment about "net worth", as that's a metric that YNAB constantly tracks and makes available to you in a report any time you want to see it.

 

Which maybe isn't something you want to be aware of but once per year, I dunno. :p I've found YNAB to  be pretty great, in general. 

  • Thanks 1
Posted
Just now, Nokra said:

 

Do you use any budgeting software? I recently was introduced to YNAB, or "You Need A Budget", which is a web app for budgeting that lets you track your spending, create spending goals by category, etc. The reason I ask is just because of the comment about "net worth", as that's a metric that YNAB constantly tracks. 

 

Which maybe isn't something you want to be aware of but once per year, I dunno. :p I've found YNAB to  be pretty great, in general. 

I’m gonna check it out. 
 

I normally don’t overspend and I pay the balances of my cards monthly, so I’m never paying interest. So I’m not horrible with my money. But I definitely need to get on track to saving and investing more since I’ve got the extra cashflow form no mortgage. 

Posted
Just now, CastlevaniaNut18 said:

I’m gonna check it out. 
 

I normally don’t overspend and I pay the balances of my cards monthly, so I’m never paying interest. So I’m not horrible with my money. But I definitely need to get on track to saving and investing more since I’ve got the extra cashflow form no mortgage. 

 

Cool, I hope you'll find some value in it like I have over the last few months. It does cost money (about $100 per year, IIRC) after a 30 day trial, I think it is, but I do think it beats the hell out of e.g. just having Excel spreadsheets or something. If nothing else, it's better because it can (but doesn't have to) import your credit/debit card transactions automatically, can assign them to categories automatically, etc. There's a bit of work involved on the front end in setting up your budget and goals, but it really helps you track your spending and plan for the future. 

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Recently Browsing   0 members

    • No registered users viewing this page.
×
×
  • Create New...