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b_m_b_m_b_m

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Posts posted by b_m_b_m_b_m

  1. 12 minutes ago, RedSoxFan9 said:

    Depends on who is on the court

    I mean, I'm having a hard time coming up with an analog for a government funded/operated insurance company that competes with insurance companies on the open market. Like the post office is explicitly called for in Article 1, and Social security/Medicare is constitutional under a fairly broad definition of "general welfare". The FDIC and similar corps don't compete against other companies due to their nature.

     

    Further, because it is insurance, does it need to be regulated by the states? Or is it not subject to state rules? I can see hospitals, state restricted insurance companies, and state attorneys general seeing that as a violation of the 10th amendment. And even if you can say that insurance can be sold across state lines to compensate, I see state attorneys general and hospitals/doctors fighting that, as you'd have to administer on potentially 50 sets of state insurance rules, or have it so abuses or coverage issues can't be resolved by AGs in their own state, they'd literally have to make a federal case of it. I guess the feds could try to preempt the state insurance rules, but that would also be a hefty 10th amendment challenge, and would be a massive hit to jobs, with minimal impact to individual costs. That would be a huge political impact, albiet one that MFA has as well. People would still have to be on the hook for thousands in deductibles(this is the big one) and premiums and copays.

     

    Or you could expand a known, popular program to everyone, and have less risk of the program imploding for a similar political cost. You'd have a better ability to control costs with a single payer system as well.

  2. 20 minutes ago, SaysWho? said:

    Looks like the Chinese buying tons of soybeans before the tariffs hit also helped increase the percentage, which will likely be reflected during Q3.

     

    Trump tried to put kerosene on the economy for a short-term gain, but it will likely not be sustained, especially with the ongoing trade war.

    It still blows my mind just how close Trump has/had been to being an extremely popular president, if not for his own stupid miscalculations.

  3. 13 minutes ago, Greatoneshere said:

     

    Where do you lie on the political spectrum, do you think?

     

    If it's just a different company/industry, that makes sense. A different country once Trump is out of office? That seems silly. If there was a time to leave, now'd be the time unless one thinks things will get better haha. 

    If Trump wins in 2020 that's enough reason to go out of country. :flag_us_inverted:

     

    I'd say pretty damn left if I had to pick a place on the spectrum, but with a healthy respect for markets so I can't get on the DSA or tariff train. Without a doubt Trump's presidency has moved me further left than I thought would happen.

  4. 2 hours ago, Chris- said:

    Aren't you an engineer? What does an engineer do at a LTC insurance company?

     

    Went to be an analyst. That stem degree buys a decent amount of credibility when your boss has an engineering background. 

    2 hours ago, Greatoneshere said:

     

    Do you mean to a different industry, or a different country?

    Mostly a different company/industry. The political aspect is secondary, to be honest, but it's still something to consider.

  5. 13 minutes ago, Greatoneshere said:

     

    Why would it be a Democratic Congress and President over Trump that would get you to jump ship?

    There is a very nonzero chance that they would attempt/actually implement a national LTC program, that would effectively put me out of a job in this current company.  With Trump, it's a very zero chance this happens.

     

    But regardless, that would be 2020, and it would be well past time to jump for greener pastures.

  6. 35 minutes ago, RedSoxFan9 said:

     

    http://peoplespolicyproject.org/2018/07/26/the-no-brainer-case-for-universal-long-term-care/

     

    hopefully future medicare for all proposals keep this in mind

    Heh, I work for a long term care insurance company.

     

    And I agree 100% with this article.

     

    Luckily for me, I'm in a tech role so I can transition out of this if necessary (I'm not going to be here long term anyway, maybe another two years before jumping ship, and definitely jumping if a democratic Congress and president are in office)

  7. 2 minutes ago, Chairslinger said:

     

    I think Republicans have gotten so good at pretending Trump's Twitter feed doesn't exist for political reasons that they've fooled themselves into thinking it doesn't matter for legal reasons.

     

    "It's just something he said on Twitter" doesn't really work here. Trump's diarrhea of the thumbs is a fucking goldmine for criminal intent. It's the kind of minute by minute documenting of state of mind that prosecutors could only dream of a few decades ago.

    I wonder if Ron Ryan hasn't had time to read this, or anything else, now that he's busy preparing for life after retirement

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