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Member Since 23 Dec 2010
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In Topic: Certain retailers are disabling their NFC terminals to try to shut out Apple Pay

Yesterday, 11:10 PM

View Postfoosh, on 28 October 2014 - 03:00 PM, said:

NFC is an extra added layer of protection on your of your credit card.

Here are the scenarios of going to Target:

1) pay via credit card. Target now has your credit card number.

2) pay via NFC. Apple and Google never hand over your CC number. They hand over a one time use token. If that token is later used again, a flag is thrown. Not sure about Apple, but Google credits a new MasterCard CC and uses that to make the purchase. Doesn't matter what CC or payment method  you have tied to your GWallet account. A MasterCard number is what Target will get and a new number is created per transaction.

From what I understand, Apple stores your CC information on a separate chip embedded in the phone. Google stores your CC on their backend servers. So your phone doesnt hold your account info.

For the Target hack and that HVAC, reddit was saying the hacks were done via CurrenC's pipes. i'm not too sure tho

edit: if for some reason fraud happens via ApplePay and GWallet, you still have your regular CC protection to back you up. with CurrenC, that is removed because its tied directly to your bank account.

Interesting. NFC payments never interested me simply because they seemed to rely on novelty (there's zero difference in effort between swiping your card and holding up your phone), but I never knew they added another layer of security. I may actually try ApplePay because of it.

In Topic: 10 hours of catcalling

Yesterday, 09:16 PM

View PostEveryman, on 30 October 2014 - 11:48 AM, said:

The societal/legislative efforts are products of the individual's actions, that's your ROTM liberal sociology theory. Women are paid far less than men for the same work (they aren't) because men only value women for looking nice. Women suffer a rape epidemic on college campuses (they don't) for the same reason. Dodger: I'm not speaking for them, but the people who keep talking about that so-called war are going to be hostile towards your behavior, that's all I'm saying.

Abortion...lol. I had this epiphany just now when I realized why liberals view abortion and BC restrictions only as women's issues: it's because liberals don't believe in two-parent families and they work to destroy it whenever they can intentionally or not. Their default assumption is that the man isn't part of the equation even though he, coequally with his partner, will be on the hook for any children as he must be there to make the sacrifices of time and money just as she must. Not having abortion as an option changes his life forever too, unless you believe that men have no role to play. That's no coincidence.

In other words, a law that limits abortion and BC choices greatly impacts men too. Only in a divorce culture is that fact lost.

I love two-parent families! Mom and Dad, Mom and Mom, Dad and Dad. All about that shit.

In Topic: Last words of famous atheists.

Yesterday, 10:20 AM

View PostIron-and-Wine, on 30 October 2014 - 09:57 AM, said:


Best part is, the work that he decries in his later years, The Age of Reason, actually is fairly explicit about belief in God:

- "I believe in one God, and no more; and I hope for happiness beyond this life."

- "The word of God is the creation we behold and it is in this word, which no human invention can counterfeit or alter, that God speaketh universally to man."

What Paine did do was reject the divine inspiration of the Bible, the divinity of Christ, the existence of Hell, and the authority of the church.  All that != atheism.  And again, he lamented its publication because its views were so contemptible and strident to most readers that it financially ruined him and made him a political pariah - even in America, where he, more than any other individual person, sparked a Revolution.

Next you're going to tell me Thomas Jefferson didn't believe in miracles...

In Topic: Anyone else get clipped by the Flu Season early?

Yesterday, 06:29 AM

View PostSFLUFAN, on 29 October 2014 - 06:07 PM, said:

No, I had a flu shot like a civilized member of society.


In Topic: 10 hours of catcalling

29 October 2014 - 08:09 PM

Considering the genuine ubiquity of that belief, it's a pretty easy comment to take at face value.